Your Questions, Answered

  • Boulder Financial Planning Co. is built with the latest technology. We use zoom to meet virtually and can work with clients all over the country. ‍ ‍

    Live here in Colorado? Then it’s your preference - we can meet in person or virtually.

  • You have unlimited access to us.

    Your planning needs will naturally ebb and flow over time. When the intensity is highest—whether during major life transitions, market volatility, or critical decision points—you can count on us to be readily available and fully by your side.

  • No long-term commitment is required—our services are billed quarterly, and you can cancel at any time with just an email.

    We earn your trust by consistently adding value, not by locking you into a contract.

  • No, we’re flexible when it comes to holdings that don’t impact the broader plan.

    Our goal isn’t control—it’s clarity, so you don’t have to play financial quarterback on your own. To give you the best advice, we typically manage all assets available for management—ensuring your strategy is cohesive and risk is properly aligned.

  • We use an evidence-based philosophy. Your portfolio will be low cost, tax efficient, globally diversified and "tilted" towards dimensions of higher expected returns.

    Our investment philosophy is all about simplicity, efficiency, and long-term returns—not market timing or chasing performance.

  • Your money is typically held at Charles Schwab, an independent custodian. The accounts stay in your name, and we act as your advisor with limited authority to manage them on your behalf.

  • The flat financial planning fee ( $1,200 per quarter) functions as a minimum fee.

    Have retirement, tax, cash flow, insurance, or estate needs that justify $1,200 per quarter? You’re a great fit. Period.

    For those who have built portfolios of at least $750k the total cost is below 1%. A great value for comprehensive planning and investment management.

    For those who’ve built portfolios of $2M or more, our value really shines. Savings ranging from 40%-50%, compared to the industry standard 1% AUM, .

  • We want to take as much of the planning off your plate as possible. We help clients with:

    —Retirement planning
    —Investment management
    —Tax planning
    —Estate planning
    —Insurance review
    —Cash flow planning

    And everything else needed to ensure you feel calm (and excited) about your financial future.